Mastercard and Polish Payment Standard announce strategic alliance to offer new value to Polish consumers and financial institutions

Mastercard and Polish Payment Standard, the operator of BLIK, a Polish mobile payment system and scheme announce a strategic alliance between the companies. BLIK will contribute to the partnership a reliable mobile and online payment user experience, and consumer trust. Mastercard will bring its innovative payment technology, internationally-recognized brand and global acceptance.Together, Mastercard and BLIK will provide the ease of contactless payments to BLIK users at all Mastercard branded terminals globally, leveraging Mastercard virtual debit cards tokenized by Mastercard Digital Enablement Services (MDES). This will provide BLIK consumers the most convenient POS payment user experience including global contactless acceptance.Additionally, Mastercard and Polish Payment Standard will open up cross-border e-commerce acceptance using recently-published Secure Remote Commerce standards (SRC), when available in market. This will allow BLIK consumers to use BLIK for global e-commerce payments.Mastercard and Polish Payment Standard will also collaborate on BLIK expansion into new markets by acquiring consumers in countries outside Poland.- Establishing a strategic alliance with Mastercard is a crucial moment for the development of BLIK, the Polish mobile payment system. BLIK users will be able to pay contactless soon, not only in Poland, but also globally. This is also the beginning of the way to offer BLIK payments to users of mobile bank apps internationally – says Dariusz Mazurkiewicz, president of the Polish Payment Standard, the BLIK operator.- Mastercard is very excited about this partnership and we look forward to complement BLIK’s local mobile platform with our global reach, payments and security technology.  The primary focus of this cooperation is to benefit Polish consumers as they shop at home and around the world – comments Bartosz Ciołkowski, general manager for Poland at Mastercard Europe. # # #About BLIKBLIK is a Polish mobile payment system and scheme launched in February, 2015. It is built on a partnership of Poland’s six largest banks and today is operated by company PSP (Polish Payment Standard).  The joint-venture was established in December 2013 by the six largest banks in Poland. The shareholders of PSP include: Alior Bank, Bank Millennium, ING Bank Śląski, mBank, PKO Bank Polski, and Santander Bank. Recently, more banks joined and enabled their customers BLIK payments: Getin Bank, BGŻ BNP Paribas, Raiffeisen Polbank, Bank Pekao S.A. and Credit Agricole. Affiliated banks serve about twenty million customers - approximately 90% of the Polish market. BLIK allows its users to pay (by entering a 6-digit code) in desktop and mobile ecommerce, in-store, withdraw cash from ATMs. BLIK also enables users to make convenient P2P money transfers to domestic beneficiaries using simple telephone number so without a need to know recipient IBAN (current account number).About MastercardMastercard (NYSE: MA),, is a technology company in the global payments industry.  We operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories.  Mastercard products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.  Follow us on Twitter @MastercardNews, join the discussion on the Beyond the Transaction Blog and subscribe for the latest news on the Engagement Bureau.

BLIK for clients of Polskie ePłatności

Polskie ePłatności (Polish ePayments) do not slow down the pace and adds BLIK to the methods of electronic payments. Responsible for the new channel will be the e-commerce part of the company, previously known as PayLane.- Adding BLIK to the offer of electronic payment methods confirms our plan to build optimal, modern omnichannel solutions. First, we have provided BLIK in our terminals, now we enable paying with it on the very fast growing e-commerce market. Thanks to the choice of payment methods, the companies cooperating with us quickly build a competitive advantage on the market when it comes to safe and reliable non-cash transactions - says Karol Zieliński from Polskie ePłatności.- Customers are constantly looking for faster and more intuitive online payments. BLIK responds to these needs. The most dynamically developing BLIK’s channel is e-commerce payments - almost two-thirds of all transactions. Thanks to the BLIK launch in Polskie ePłatności, its customers will be able to see how quick and convenient you can pay with it online - emphasizes Adam Kokoszkiewicz, director of the sales department of Polski Standard Płatności (Polish Payment Standard), BLIK operator.

BLIK overtakes himself in the first half of 2018

Number of transactions equals to the results of whole last yearIn second quarter of 2018 the number of BLIK transactions increased in all channels. At that time Poles used it more than 18,5 M times. It means that in the first half of 2018 BLIK was used almost 33 M times – same amount as in whole 2017.BLIK beat another records in Q2 2018. With 18,5 M transactions, 12,9 M are online payments. It is 23% more than in Q1 2018. The popularity of others channels is also growing. In the last 3 months Poles used BLIK for ATM’s withdrawals 3 million times - it is 35 % more than in first quarter. Withdrawals are 19 % of all transactions in the period from April to June.Most dynamically, almost twice compare to the first quarter, grew the number of BLIK payments at stores -  it amounted to one million (6 % of all transactions). The rest 5 % were transfers to a telephone number - 990 K -  it is 32% more than in first quarter of 2018.– During last six months Poles paid, withdrew and transferred with BLIK almost 33 million times. BLIK’s popularity in Poland is still growing. Poles got used to BLIK standard of payment in the applications of their banks – says Dariusz Mazurkiewicz, CEO of Polish Payment Standard, BLIK’s operator.Comparing Q2 of 2018 with Q2 2017, the number of transactions on the Internet has tripled, same as number of transfers to a telephone number. There were also 2,5 times more payments in stores, while the number of ATMs transactions increased more than 80 %.- The popularity of BLIK is connected with comfort, safety and speed, as well as with growing number of places where you can use it and banks which provide it. In the first half of this year, three new banks joined BLIK: Raiffeisen Polbank, Credit Agricole and Bank Pekao S.A. With BLIK we can pay in whole Polish e-commerce, as well as in 290 thousand POS, and withdraw money from 19 thousand ATMs. All these elements make BLIK the first payment choice for many Poles –underlines Dariusz Mazurkiewicz.In second quarter Poles made on average 203 K BLIK transactions per day - 142 K internet payments, 38 K ATMs transactions, 12 K POS payments and 11 K transfers to a telephone number. Daily transactions record is 271 K. 

Money transfer in a flash – new BLIK campaign

New BLIK’s advertising campaign was launched on July 5th. It emphasizes how fast are money transfers to a telephone number. The campaign encourages users to try this convenient solution which is an alternative to cash. BLIK transfer to a telephone number is available at six banks: Alior Bank, Bank Zachodni WBK, Bank Millennium, mBank, ING Bank Śląski and PKO Bank Polski. To make it, you do not need to know the recipient's bank account number, simply select or enter the phone number in the banking app and approve the transfer. The money will come on the recipient's account in a few seconds. A quick transfer is free and works between different banks 24 hours a day, including weekends and holidays. The clients of four of the listed banks - BZ WBK, Millennium, mBank and ING Bank Śląski - can benefit from additional facilitation, which is the identification of recipients who use BLIK transfers to a telephone number. These persons are marked in the bank app with the BLIK icon on the contact list. - There are many situations in which we want or need to transfer money quickly – pay back for shopping or gift, help relatives in need. We show these situations in our campaign because here’s when BLIK transfer to phone number can be useful. It is convenient, safe, and most importantly it works between various banks immediately - says Anna Nowacka, Marketing Director of Polish Payment Standard. YouTube link: LP link:

Clients of Bank Pekao S.A. can now use BLIK

Bank Pekao S.A. joined the group of 13 financial institutions in which you can pay with BLIK. Now bank customers can use BLIK while shopping online and in stores, as well as withdraw cash from ATMs. BLIK can be used by 96 percent of all mobile banking users in Poland. This is a crucial moment in the development of the system.The introduction of BLIK in Pekao S.A. will take place in two phases. Now clients of Bank Pekao S.A. can use it to pay online and offline, and withdraw money from ATMs. In the second stage, planned for the third quarter of 2018, clients will be able to make transfers to a telephone number based on Express Elixir system. What is more BLIK codes will be accepted at POS terminals of Bank Pekao S.A. This means that with BLIK you can now withdraw cash in 19,000 ATMs. In couple of months you will be able to pay in 290 000 POS.- Poles use BLIK more and more. We see it in a number of completed mobile transactions which is growing from quarter to quarter. Implementation of BLIK in Bank Pekao S.A. closes a certain era in its development. Now it is universal in mobile banking system in Poland. Almost all users of Polish mobile banking applications can use BLIK now - says Dariusz Mazurkiewicz, CEO of Polish Payment Standard, BLIK operator. 

Students and pupils pay less in Multikino with BLIK

BLIK has become a partner of Multikino’s newest promotion dedicated to pupils and students. From May, 17th they can buy a special M!Karta card that enables them to purchase discount tickets from Monday to Thursday. Additionally with buying tickets online and paying via BLIK, the M!Karta owners pay less also during weekends. Multikino is one of the biggest multiplex chains in Poland – 32 cinemas with 258 screens in total. From May, 17th pupils and students from all over the country can buy there M!Karta card. It is valid for a year and costs 14,90 PLN. From Monday to Friday card allows its owner to have a ticket for a 2D movie in Multikino for only 14,90 zlotys. Additionally, if you choose to pay with BLIK online on the, you will spend only 14,90 zlotys for every ticket - on weekdays and during the weekend.– BLIK is present in Multikino since 2015 and has already got a significant number of fans among cinema’s clients. The chain was in the forefront when it comes to implementing One Click BLIK – the scheme which enables users to pay with only one click. As M!Karta partner we can target a group of younger consumers who are fond of modern payments solutions such as BLIK. If they have not had the opportunity to try it yet, now they can see how fast and convenient it is – and enjoy cheaper tickets at the same time – comments Anna Nowacka, the Marketing Director at Polish Payment Standard (PSP). 

BLIK now available at Polish ePayment terminals 

– Greatly increasing BLIK’s availability at payment terminals  across Poland is necessary. This way our users can enjoy the same convenience in-store as they do when paying online and while using an ATM. Partnering with Polish Epayments is an important step towards realizing that goal. This means BLIK is available at tens of thousands of new card  terminals – says Dariusz Mazurkiewicz, President of Polish Payment Standard - BLIK’s owner.BLIK is a safe and convenient for of  electronic payment, and makes  everyday shopping very simple. When  shopping at a card terminal, enter your  6-digit code generated in your bank’s  mobile app and then confirm the  transaction on your phone. Your BLIK  code will be active for two minutes. BLIK  can be used online, in-store and also at ATMs. BLIK’s popularity is increasing  very quickly. BLIK has only been around  for three years - in 2015 we processed 2  million transactions, while in 2017 that  number was 33 million. – We will introduce BLIK to 40,000 of our  customers this quarter, greatly  increasing BLIK’s availability. We are  ready to introduce the service right  away. BLIK will also be available to  entrepreneurs who run their business  online, as BLIK will simultaneously be  implemented on PayLane - a company  owned by the PeP capital group – comments ​Jarosław Mikos, President of  Polish ePayments.– In 2017 we made partnered with Polish  ePayments, which gave our business  clients preferential terms for using  moden PeP payment terminals. We  have now expanded our offering to  include accepting BLIK payments at  terminals. This is another example of an  initiative created in response to our  customers who value innovative,  convenient and secure solutions – says Maciej Surdyk, Vice President of the  Board of Alior Bank.

BLIK available in Żabka and Freshmarket stores

All customers of Żabka and Freshmarket stores can now use BLIK. Those who choose this payment method will receive a coupon which entitles to purchase selected products for PLN 1. The campaign "Pay with BLIK and receive voucher for chocolate bar or chips for PLN 1" will last until March 20th.

Żabka and Freshmarket are some of the largest Polish convenience chains - they have over 4900 shops throughout the country. Currently, together with Polish Payment Standard, they encourage customers to use modern, secure payment methods with no need to carry cash or cards with them.To take part in the promotion, you just have to pay via BLIK for purchases in Żabka and Freshmarket stores. For every BLIK purchase, customers will receive special promotional coupon, which allows them to buy chips or chocolate bar for only PLN 1.– Żabka and Freshmarket are some of the most popular stores in Poland which are located in both small and large cities. We want all their customers to have a possibility to pay BLIK and see how convenient and safe it is. This is a very important element in popularizing BLIK payment system - says Anna Nowacka, Director of Marketing in Polish Payment Standard.

Raiffeisen Polbank launches BLIK payments

Since February 14th, Raiffeisen Polbank's clients can use BLIK payments. Thus, they gained the ability to pay quickly and conveniently on the Internet, withdraw cash from ATMs and make non-cash payments in traditional stores.– Next Bank is joining BLIK system which confirms the popularity of our payment method among mobile banking users. We are convinced that thanks to BLIK’s availability at Raiffeisen Polbank, we will see further increases in transactions number and more and more people will have the opportunity to check how fast, convenient and safe BLIK is – says Adam Kokoszkiewicz, Director of Sales and Business Development Department of the Polish Payment Standard, BLIK’s operator.BLIK at Raiffeisen Polbank is available in “Mobilny Portfel” (“Mobile Wallet") application, which can be downloaded from Google Play market for Android and App Store for iOS. The bank is planning to make more BLIK services available this year, such as OneClick, Pay-By-Link or P2P. In addition, the application will soon gain a completely new, very convenient interface and solutions, such as: payment for public transport tickets and parking lots, mobile authorization and a number of other functionalities that facilitate everyday life.

Bank Pekao S.A. joins BLIK

Representatives of Bank Pekao S.A. and Polish Payment Standard Ltd., have signed an agreement on joining BLIK mobile payment system. Pekao’s mobile banking app - PeoPay - users will be able to pay via BLIK this year. In addition, it will be available at POS and ATMs of Bank Pekao S.A.Adding BLIK to the PeoPay application will be carried out in two phases. In the first stage, planned for the second quarter of 2018, PeoPay users will be able to pay via BLIK in stores, on the internet (also using recurring payments) and withdraw money from ATMs. In the second implementation phase, planned for the third quarter of 2018, app users will be able to make BLIK money transfers to a telephone number.- This is a crucial moment in the development of our payment system. Thanks to our cooperation, BLIK will be available to 96% of mobile banking applications users in Poland. BLIK finally confirms that it is a universal payment system - says Dariusz Mazurkiewicz, CEO of the Polish Payment Standard, BLIK’s operator. - In addition, clients who are already using BLIK will benefit from our agreement with Pekao S.A. because system will be available in another 60,000 POS and over 2,000 ATMs.Via BLIK, you can now withdraw money in over 17,000 ATMs and pay in 230,000 POS. After providing the service by Bank Pekao S.A. these numbers will increase to 19,000 ATMs and 290,000 POS.