New version of BLIK on AliExpress: payments made faster and easier

BLIK, polish mobile payments scheme and AliExpress, a global online retail marketplace under Alibaba Group, announced they had entered into next level of cooperation to allow AliExpress users in Poland to pay directly with BLIK on the AliExpress checkout page.   The cooperation brings together BLIK, Polish shoppers’ preferred method of online payment, and AliExpress, one of the global leaders in mobile commerce, and Alipay as an acquiring partner. The integration of BLIK with AliExpress has been enabled by PPRO, the leading local payments platform-as-a-service, who have partnered with Alipay since 2015. The partnership should help to cement Poland’s position as the fastest developing market for mobile payments in Europe. The move could also potentially provide BLIK with a strong partner outside Poland should the company’s development move in that direction.   Our development strategy strives for BLIK to be available as a payment method for its users wherever they shop – this applies both to Polish websites and international online stores. AliExpress is an important partner for us. We believe that BLIK users will be happy with the option of paying directly though the global purchasing platform, says Dariusz Mazurkiewicz, CEO at BLIK.   We have been excited to witness BLIK’s growth in the Polish market over recent years and we are looking forward to working together to ensure Poland continues to become the European leader in mobile payment innovation and adoption.” Added Gary Topp, Central and Eastern Europe Regional Director and Head of Global Payment Partnerships at AliExpress.   With its dynamic economy and fast rate of ecommerce growth, Poland has become an increasingly important market for AliExpress. Gemius studies showed that  AliExpress has  become the most visited shopping app during the peak shopping season in December 2019. Customers mainly choose to shop using the AliExpress mobile app where users will now have access to their preferred mobile payment method, BLIK.   The move also demonstrates AliExpress’ increasingly willingness to localize its offering in Poland, last year the platform introduced a partnership with InPost to allow Polish users to pick up their      parcels to lockers around Poland.   Continuing to improve and localize the user experience is one of our key strategies for development in Poland. Working directly with BLIK will allow our users to experience a fast, secure and more seamless payment experience when checking out on AliExpress. Added Gary Topp.   BLIK appears as one of the payment methods to choose from when finalising your order. Just enter the BLIK code on the payment page and accept it in your banking application. Soon, the One Click BLIK solution will also be introduced, thanks to which you can save the website in your mobile banking application at the first payment, so that with subsequent purchases it is no longer necessary to enter the BLIK code, but only confirm payments in the banking application. Previously, customers could choose BLIK on AliExpress within the payment methods available, which was carried out via Przelewy24 or PayU.   In the first three months of 2020, Poles used BLIK nearly 78 million times, of which 57.5 million were online transactions. According to the data of the National Bank of Poland for the last quarter of 2019, BLIK is already likely to be used twice as much as payment cards for online payments, and this difference increases from quarter to quarter.   Users appreciate the ease of making BLIK transactions, as well as the fact that they do not have to leave any sensitive data on websites. Payment by BLIK requires only entering the code and confirmation of payment in the bank's mobile application, adds Magdalena Kubisa, Business Development Director at BLIK.   About BLIK:   BLIK is a nationwide, universal payment standard that uses the latest technologies. Currently, over 90% of all customers of domestic financial institutions have the option of using BLIK on mobile banking applications. The Polish Payment Standard (Polski Standard Płatności - PSP) is responsible for developing the system. PSP is constantly developing BLIK's capabilities so that the system is as functional as possible for its users. The shareholders of PSP are six Polish banks: Alior Bank, Bank Millennium, Santander Bank Polska, ING Bank Śląski, mBank and PKO Bank Polski. BLIK can also be used by clients of Getin Noble Bank, Bank Pekao S.A, BNP Paribas, Credit Agricole, Inteligo, T-Mobile Financial Services, cooperative banks associated in Spółdzielcza Grupa Bankowa,  Bank BPS and cooperative banks associated BPS Group.     About AliExpress: Launched in 2010, AliExpress (www.aliexpress.com) is a global retail marketplace that enables consumers from around the world to buy directly from manufacturers and distributors primarily in China and is dedicated to becoming a platform for worldwide merchants to sell locally and globally. AliExpress operates in multiple languages including English, Russian, Portuguese, Spanish, Italian, French and Polish.

“BLIK” join the European Mobile Payment Systems Association (EMPSA)

EMPSA is pleased to welcome Italian’s mobile payment system “BANCOMAT” and Poland’s mobile payment system “BLIK” as new members. EMPSA now consists of nine members with approx. 40m users.   The year 2020 will be very important for mobile payments in Europe, with EMSPA playing a key role to foster collaboration and international payment and build up a competitive interoperable European framework. BANCOMAT (Italy) and BLIK (Poland) decided to join and support this project.   Søren Mose Chairman of EMPSA says: "With this cross-border cooperation we want to meet the wish of our users to be able to use their local mobile payment system internationally – we are pleased about the support by such a powerful players as BANCOMAT and BLIK.”   BANCOMAT Pay is an Italian mobile payment system, launched in January 2019. BANCOMAT Pay to date has 9 million registered users and more than 148 partner banks, allowing their users to do in-store and online payments or to send money over the phone to others immediately. The App is directly connected with the bank account of the user.   BLIK is a Polish account-based mobile payment scheme. Built on a partnership of 12 Poland’s largest banks, the payment scheme allows for a single, integrated platform across all mobile devices, offering a convenient and safe mobile payment method to its users. Thanks to BLIK millions of users can safely and conveniently, using a smartphone, pay on the internet or in regular stores, withdraw cash from ATMs and transfer money instantly to other users’ phone numbers without knowing their bank account. BLIK is one of the fastest payment methods in online and mobile stores.   “We are very happy joining EMPSA. Together with the other members of the association we can take a big step forward to answer an increasing demand of our customers of being able to pay everywhere in Europe with their favorite mobile payment solution BANCOMAT Pay®, says Alessandro Zollo, CEO BANCOMAT.   “Poland’s BLIK is focused on European cross-border transactions as BLIK users become more and more cross-border. We are convinced that Poles’ favorite payment system will contribute significantly to European mobile payments industry”. says Dariusz Mazurkiewicz CEO of BLIK - Polish Payment Standard   The headquarters of the EMPSA are located in Zurich, Switzerland. The association is chaired by Søren Mose, Chairman of the Board of Directors of TWINT and vice-chaired by Joseph Hajj, Chief Strategy Officer of Swish. Secretary General is Anton Stadelmann, Deputy CEO and CFO of TWINT.   The association aims to generally foster collaboration and to enable the use of the domestic mobile payments systems internationally. To underscore the importance of interoperability EMPSA has already set up a working group to establish joint system interoperability. This working group is co-chaired by Bjørn Skjelbred from VIPPS and Christian Pirkner of Bluecode.

Adyen launches BLIK to offer customers seamless online payments

BLIK is becoming increasingly popular in mobile payments thanks to its unique user experience.  Speed, simplicity and ease are key benefits for mobile banking users. BLIK combines convenience and the security of making payments in a unique way. The solution created in Poland is already available in the entire Polish e-commerce.   The popularity of BLIK is also recognized by international payment providers that have global players in their portfolio. Now BLIK users will be able to pay with BLIK on  International e-commerce websites that use Adyen solutions.   - BLIK is becoming the first choice of payment on the Internet in Poland, where customers are more and more willing to buy also in international e-commerce services. Global payments platform providers want to be sure that their customers will be able to use their favourite payment method. This is another important moment in BLIK development. We are convinced that this trend will continue, thanks to which more and more online stores in the world will have BLIK in their offer – says Monika Król, Vice President of The Management Board of Polish Payment Standard, BLIK operator. – The next step in our cooperation with Adyen is service integration, which will be available in March 2020. After that, Adyen customers will be able to implement BLIK on their platforms.   Adyen provides a modern end-to-end infrastructure connecting businesses directly to all major card schemes and consumers’ globally preferred payment methods. Adyen delivers frictionless payments across online, mobile, and in-store channels, enabling businesses to create consistent experience across all sales channel to improve the entire shopper journey.   - We’re excited to partner with BLIK to create secure and seamless payment flows that provides merchants and shoppers with an easy way to make one-click and recurring payments. Merchants can fully host and control the BLIK checkout process without any redirects, which is a unique standard in the industry. Adyen has been supporting online payment methods in Poland since 2010, and we are thrilled that our large international customer base is now able to offer Polish shoppers their preferred payment method - says Adyen Vice President Sales CEE, Jakub Czerwinski. In the three first quarters of 2019, BLIK users made 146 million transactions. This is this is more than in the first four years of system operation (135 million). Three out of four BLIK transactions are online purchases, increases can also be seen in other channels. The number of payments in payment terminals increased by 340 % year-on-year, while BLIK transfers to telephone number increased by 200%.   Thanks to BLIK millions of users can safely and conveniently, using a smartphone, pay on the internet or in regular stores, withdraw cash from ATMs and transfer money instantly to other users’ phone numbers without knowing their bank account. BLIK is one of the fastest payment methods in online and mobile stores.   BLIK is a nationwide, universal payment standard that uses cutting-edge technologies. Currently, more than 90% of all clients of banks in Poland have the option of using BLIK in mobile banking applications. The Polish Payments Standard (PSP) is responsible for the development of the system. PSP is constantly expanding the capabilities of BLIK to make the system as functional as possible for its users. The shareholders of the PSP company are six Polish banks: Alior Bank, Bank Millennium, Santander Bank Polska, ING Bank Slaski, mBank and PKO Bank Polski. BLIK is also available to customers of Getin Bank, BNP Paribas, Credit Agricole, Bank Pekao S.A., SGB Bank, and T-Mobile financial services.

BLIK ready for Request for payment technological revolution

    - Making “Request for payment” available based on the interbank mobile payment system is an opportunity for banks to create completely new contexts and entire ecosystems around P2P payments. Poland is once again ahead of other countries with ready-made tools in this area. We will strongly support and popularize this segment based on BLIK. We also actively participate in its development within SEPA Proxy Lookup standard at the European level – says Dariusz Mazurkiewicz, CEO of Polish Payment Standard, BLIK operator.   Request for payment is the next technological revolution   In Europe, “Request for payment” technology is now recognized as one of the most innovative and needed by users, both individuals and businesses. Changes in the labor market (more people exercising individual orders in flexible forms of cooperation) and growing importance of cashless transactions (and demand for cashless settlements between private individuals) make this  option more desirable and expected. A report prepared by FasterPayments shows that as many as 42% of British have occasionally transferred money to an incorrect bank account number. In addition, one-fifth of Britons regularly ignore requests for money transfer in electronic and paper correspondence. At the same time, the communication channel through the bank's mobile applications is considered one of the most reliable and secure.   - The world's largest banks and technology companies are racing to introduce solutions to transfer user-related payments to a single channel. This means that it is possible to request and execute a payment in one channel. Experts have no doubt that this is a breakthrough solution that will completely redefine the payment market – says Dariusz Mazurkiewicz. - Today we are ready and providing a solution that not only is expected by users, but has a huge potential for banks to create new payment functions - he adds.   The Polish Payment Standard has a technology which allows to combine, within a bank’s mobile application environment, the communication related to the request for payment with the payment executed as a result of this communication.   Currently 8 banks allow their customers to use a BLIK P2P transfer. The solution is available in Alior Bank, Bank Millennium, Credit Agricole, Getin Bank, ING Bank Śląski, mBank, PKO Bank Polski and Santander Bank Polska. More banks will join soon. This way of transferring money is becoming increasingly popular. It does not require knowledge of the recipient’s bank account number, but only the telephone number of the recipient associated with the mobile application of his bank. The money reaches the recipient immediately, even to another bank. In the first half of 2019, users used a BLIK P2P transfer more than 10 million times, and from quarter to quarter the number of transactions almost doubles.    Ask for money through the bank's mobile app   “BLIK request for payment” will be the first new feature that banks will make available to mobile app users in near future. Through the bank app, you can ask another user to send money along with a description of what the settlement is about. In the nearest future, the "BLIK request for payment" will be implemented in the first two banks participating in the BLIK Mobile Payment System.   A person who uses BLIK will be able to send a transfer request to another user. The recipient will receive a notification of such a request in his bank's mobile app. The recipient will be able to accept or reject the transaction thus putting it on hold. The request for payment will wait for the recipient to react for 72 hours. If the request is ignored, the sender will receive the notification that the recipient did not respond.   - Transferring money in secure banking app environment is still gaining popularity. Mutual settlements will be even more convenient - says Marcin Waldowski, Director of the Product Development Department at the Polish Payment Standard, the operator of the BLIK system. -  Request for payment completely changes the way in which we will give back money to each other - he adds.   The service will be fully carried out in the banking mobile app ecosystem and only for logged in users. There will be no possibility to send a request to people who do not use BLIK P2P payments. This is a guarantee that we will transfer money only to the person we know and whose identity has been verified by the bank. Banks will be able to implement “BLIK request for payment” also in such a version that will allow one to send a request to several people at the same time. This solution gives the opportunity to split a larger amount in a mutual settlement.   BLIK is a nationwide, universal mobile payments standard. More than 90% of all customers of financial institutions in Poland currently have the ability to use BLIK in mobile banking apps. Polish Payment Standard is responsible for the development of the system. PSP is constantly developing BLIK so that it is as functional as possible for its users. PSP's shareholders are six Polish banks: Alior Bank, Bank Millennium, Santander Bank Polska, ING Bank Śląski, mBank, PKO Bank Polski. BLIK can also be used by customers of Getin Bank, Bank Pekao S.A, BNP Paribas, Credit Agricole, Inteligo, T-Mobile Financial Services and cooperative banks affiliated with the Cooperative Banking Group.

POLISH LOCAL PAYMENT METHOD BLIK GOES GLOBAL – PPRO BECOMES FIRST INTERNATIONAL PARTNER

Polish consumers are now able to shop and pay at more places online direct from their mobile phone via BLIK, thanks to a partnership between PPRO, the leading global payments platform, and the Polish Payment Standard (PPS), operator of BLIK. International retailers wanting to close sales with Polish customers can also receive payment simply and securely via BLIK.   PPRO is now a global direct processor and the first international partner for BLIK. This opens up acceptance for this popular local payment method across PPRO’s international acquirer and payment service provider network.   The partnership comes at a time when commerce is becoming increasingly cross-border. Customers are looking outside their home markets for a wider selection of goods and lower prices. 20% of B2C e-commerce will be cross-border by 2022, estimates research firm Forrester.[1] Yet while e-commerce is becoming more global, payment is becoming more local.   BLIK transactions are made bank account to bank account via a mobile front-end. Twelve participating banks and financial institutions have integrated BLIK into their mobile banking apps, which covers more than 90% of Polish bank customers. The strength of the proposition and support for this payment method locally means that BLIK transactions have almost trebled year-on-year.   “This co-operation is a milestone for us in publicising BLIK capabilities to online vendors internationally. The agreement with PPRO will enable many more acquirers to access this Polish payment method and extend it to their customers. Global payment operators have been showing increasing interest in BLIK for some while and we are convinced that our co-operation with PPRO will contribute to growing the e-commerce acceptance network,” said Monika Król, Vice President of the Management Board, Polish Payment Standard, the operator of BLIK.   BLIK offers real-time money on a mobile — a strong proposition of its time. Bank account-funded ‘push’ payments are popular in Western and Central Europe, where the percentageof banked adults (94%)[2] is much higher than the percentage of credit cardholders (45%)[3]. In Poland, bank transfer payment methods are particularly popular, accounting for 51% of payments online, compared to card payments at 20%.[4]   “The growing popularity of ‘push’ payments is being driven by consumers wanting more control over their finances and privacy and merchants wanting to reduce the cost and risk of payment acceptance. As such, we are delighted to be the first international partner for BLIK. Integrating directly with BLIK will help make processes smoother for end-consumers and merchants, and help boost successful sales. Our partners are already looking forward to this long-term partnership as much as we are,” said Jack Ehlers, Director of Product, Payment Networks and Business Development at PPRO.   About PPRO Digital payments specialist PPRO removes the complexity of cross-border and domestic digital payments by acquiring, collecting and processing an extensive range of local payments methods for payment service providers under one contract, through one platform and one single integration. PPRO supports local payment methods across more than 100 countries, allowing payment service providers to expand customer reach, arrange hassle-free collection and achieve higher conversion rates for their merchants. Founded in 2006 PPRO is global financial institution with an e-money license issued by the Financial Conduct Authority, the UK financial regulatory body. For more information, please visit www.ppro.com   About BLIK BLIK allows users to pay, withdraw and send money with their mobile phone. The system runs on real-time banking rails and is operated by the Polish Payment Standard (PSP). More than 90% of all clients of domestic financial institutions in Poland have access to BLIK via a mobile banking application.The shareholders of PSP are six Polish banks: Alior Bank, Bank Millennium, Santander Bank Polska, ING Bank Slaski, mBank and PKO Bank Polski. BLIK may also be used by the clients of Getin Bank, BNP Paribas, Credit Agricole, Inteligo, T-Mobile financial services and Bank Pekao S.A. [1] ‘Cross-border e-commerce will reach $627 billion by 2022’, Forrester https://go.forrester.com/press-newsroom/cross-border-ecommerce-will-reach-627-billion-by-2022/ [2] World Bank Findex data, 2017 [3] ‘Payments and e-commerce report: Western and Central Europe’, PPRO, October 2019 [4] ‘Payments and e-commerce report: Western and Central Europe’, PPRO, October 2019

BLIK users will pay contactless. Polski Standard Płatności and Mastercard sign strategic cooperation agreement.

BLIK users will pay contactless. Polski Standard Płatności and Mastercard sign strategic cooperation agreement.

 

Warsaw, 15th October, 2019 – Polski Standard Płatności, the operator of the mobile payment scheme BLIK and Mastercard, start strategic cooperation. This is the implementation of the announcement from December 2018. Thanks to the partnership BLIK users will pay contactless.   The strategic cooperation between Polski Standard Płatności and Mastercard is a breakthrough moment in the further development of the BLIK mobile payment scheme. The collaboration will enable users to pay BLIK contactless with their smartphones, both in Poland and abroad. This will greatly increase the comfort of using BLIK when paying at points of sale (POS). Today, all POS terminals in Poland are equipped with contactless technology. In addition, by partnering with Mastercard, BLIK transactions will be accepted worldwide, in all POS terminals where Mastercard contactless payments are accepted. Hence, BLIK will become a universal global payment method.   -  We are consistently developing BLIK mobile payment scheme. Today it has become common in Poland. Users love this way of paying and transferring money. Now we are starting a new stage of our history, which will bring a completely new quality of BLIK user experience – says Dariusz Mazurkiewicz, president of Polski Standard Płatności, the operator of BLIK. – Cooperation with Mastercard will allow us to significantly accelerate further development and benefit all customers of banks who are willing to pay with BLIK. The BLIK mobile payment scheme was created through the agreement and cooperation of the largest banks in Poland. Now, thanks to cooperation with a strong, global partner begins a new stage of development – adds Mazurkiewicz.   BLIK’s contactless functionality will become available through the service’s integration with Mastercard Digital Enablement Service (MDES). As a result, POS mobile payments will be initiated and authenticated directly in the mobile banking app, which offers BLIK. MDES, Mastercard’s tokenization technology designed for digital era, enables generating tokens for cashless payment transactions, which allows to combine utmost security with the high level of convenience, bringing mobile contactless payments to thenext level. BLIK is available in most Polish banks, so 90% of customers using banking services will be able to take advantage of the new feature. The first contactless BLIK payment will occur within the next two quarters.   - We believe that the digital future will offer consumers new ways to pay for every-day shopping, bringing the transactions to new levels of speed, convenience and security. A significant part of these innovations will come to life as a result of collaboration and that is why Mastercard enters various partnerships. Thanks to cooperation with partners we can continue leading the digital revolution in payments and other financial services. Our agreement with Polish Payment Standard is a great example of such collaboration. We are excited to support BLIK in its international growth, helping to bring its advantages to customers in countries outside Poland – comments Bartosz Ciołkowski, general manager for Poland, Czech and Slovakia at Mastercard Europe.   Mastercard is the partner of choice for 60 FinTechs and digital banks across Europe, cooperating with themto bring out the best in innovation and to deliversafe and convenient digital payment solutions. Mastercard supports FinTechs in a number of ways, from programs likeStart Path Global or Accelerate, to cooperation platforms such as The Heart and its The Heart Ventures, a “startup factory”, to joint development of particular solutions, to direct investments.   Certain details of the terms of the agreement between PSP and Mastercard will be disclosed upon fulfilment of all formal conditions.   About BLIK BLIK is a Polish mobile payment system and scheme launched in February, 2015. It is built on a partnership of Poland’s six largest banks and today is operated by company PSP (Polish Payment Standard).  The joint-venture was established in December 2013 by the six largest banks in Poland: Alior Bank, Bank Millennium, ING Bank Śląski, mBank, PKO Bank Polski, and Santander Bank. Recently, more banks joined and enabled their customers BLIK payments: Getin Bank, BNP Paribas, Bank Pekao S.A., Credit Agricole, Inteligo, T-Mobile Usługi Finansowe and SGB. Affiliated banks serve about twenty million customers - approximately 90% of the Polish market.BLIK allows its users to pay (by entering a 6-digit code) in desktop and mobile ecommerce, in-store, withdraw cash from ATMs. BLIK also enables users to make convenient P2P money transfers to domestic beneficiariesusing simple telephone number so without a need to know recipient IBAN (current account number).   About Mastercard Mastercard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry.  We operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories.  Mastercard products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.  Follow us on Twitter @MastercardNews, join the discussion on the Beyond the Transaction Blog and subscribe for the latest news on the Engagement Bureau.

Mastercard and Polish Payment Standard announce strategic alliance to offer new value to Polish consumers and financial institutions

Mastercard and Polish Payment Standard, the operator of BLIK, a Polish mobile payment system and scheme announce a strategic alliance between the companies. BLIK will contribute to the partnership a reliable mobile and online payment user experience, and consumer trust. Mastercard will bring its innovative payment technology, internationally-recognized brand and global acceptance. Together, Mastercard and BLIK will provide the ease of contactless payments to BLIK users at all Mastercard branded terminals globally, leveraging Mastercard virtual debit cards tokenized by Mastercard Digital Enablement Services (MDES). This will provide BLIK consumers the most convenient POS payment user experience including global contactless acceptance. Additionally, Mastercard and Polish Payment Standard will open up cross-border e-commerce acceptance using recently-published Secure Remote Commerce standards (SRC), when available in market. This will allow BLIK consumers to use BLIK for global e-commerce payments. Mastercard and Polish Payment Standard will also collaborate on BLIK expansion into new markets by acquiring consumers in countries outside Poland. - Establishing a strategic alliance with Mastercard is a crucial moment for the development of BLIK, the Polish mobile payment system. BLIK users will be able to pay contactless soon, not only in Poland, but also globally. This is also the beginning of the way to offer BLIK payments to users of mobile bank apps internationally – says Dariusz Mazurkiewicz, president of the Polish Payment Standard, the BLIK operator. - Mastercard is very excited about this partnership and we look forward to complement BLIK’s local mobile platform with our global reach, payments and security technology.  The primary focus of this cooperation is to benefit Polish consumers as they shop at home and around the world – comments Bartosz Ciołkowski, general manager for Poland at Mastercard Europe.   # # # About BLIK BLIK is a Polish mobile payment system and scheme launched in February, 2015. It is built on a partnership of Poland’s six largest banks and today is operated by company PSP (Polish Payment Standard).  The joint-venture was established in December 2013 by the six largest banks in Poland. The shareholders of PSP include: Alior Bank, Bank Millennium, ING Bank Śląski, mBank, PKO Bank Polski, and Santander Bank. Recently, more banks joined and enabled their customers BLIK payments: Getin Bank, BGŻ BNP Paribas, Raiffeisen Polbank, Bank Pekao S.A. and Credit Agricole. Affiliated banks serve about twenty million customers - approximately 90% of the Polish market. BLIK allows its users to pay (by entering a 6-digit code) in desktop and mobile ecommerce, in-store, withdraw cash from ATMs. BLIK also enables users to make convenient P2P money transfers to domestic beneficiaries using simple telephone number so without a need to know recipient IBAN (current account number). About Mastercard Mastercard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry.  We operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories.  Mastercard products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.  Follow us on Twitter @MastercardNews, join the discussion on the Beyond the Transaction Blog and subscribe for the latest news on the Engagement Bureau.

BLIK for clients of Polskie ePłatności

Polskie ePłatności (Polish ePayments) do not slow down the pace and adds BLIK to the methods of electronic payments. Responsible for the new channel will be the e-commerce part of the company, previously known as PayLane. - Adding BLIK to the offer of electronic payment methods confirms our plan to build optimal, modern omnichannel solutions. First, we have provided BLIK in our terminals, now we enable paying with it on the very fast growing e-commerce market. Thanks to the choice of payment methods, the companies cooperating with us quickly build a competitive advantage on the market when it comes to safe and reliable non-cash transactions - says Karol Zieliński from Polskie ePłatności. - Customers are constantly looking for faster and more intuitive online payments. BLIK responds to these needs. The most dynamically developing BLIK’s channel is e-commerce payments - almost two-thirds of all transactions. Thanks to the BLIK launch in Polskie ePłatności, its customers will be able to see how quick and convenient you can pay with it online - emphasizes Adam Kokoszkiewicz, director of the sales department of Polski Standard Płatności (Polish Payment Standard), BLIK operator.

BLIK overtakes himself in the first half of 2018

Number of transactions equals to the results of whole last year In second quarter of 2018 the number of BLIK transactions increased in all channels. At that time Poles used it more than 18,5 M times. It means that in the first half of 2018 BLIK was used almost 33 M times – same amount as in whole 2017. BLIK beat another records in Q2 2018. With 18,5 M transactions, 12,9 M are online payments. It is 23% more than in Q1 2018. The popularity of others channels is also growing. In the last 3 months Poles used BLIK for ATM’s withdrawals 3 million times - it is 35 % more than in first quarter. Withdrawals are 19 % of all transactions in the period from April to June. Most dynamically, almost twice compare to the first quarter, grew the number of BLIK payments at stores -  it amounted to one million (6 % of all transactions). The rest 5 % were transfers to a telephone number - 990 K -  it is 32% more than in first quarter of 2018. – During last six months Poles paid, withdrew and transferred with BLIK almost 33 million times. BLIK’s popularity in Poland is still growing. Poles got used to BLIK standard of payment in the applications of their banks – says Dariusz Mazurkiewicz, CEO of Polish Payment Standard, BLIK’s operator. Comparing Q2 of 2018 with Q2 2017, the number of transactions on the Internet has tripled, same as number of transfers to a telephone number. There were also 2,5 times more payments in stores, while the number of ATMs transactions increased more than 80 %. - The popularity of BLIK is connected with comfort, safety and speed, as well as with growing number of places where you can use it and banks which provide it. In the first half of this year, three new banks joined BLIK: Raiffeisen Polbank, Credit Agricole and Bank Pekao S.A. With BLIK we can pay in whole Polish e-commerce, as well as in 290 thousand POS, and withdraw money from 19 thousand ATMs. All these elements make BLIK the first payment choice for many Poles –underlines Dariusz Mazurkiewicz. In second quarter Poles made on average 203 K BLIK transactions per day - 142 K internet payments, 38 K ATMs transactions, 12 K POS payments and 11 K transfers to a telephone number. Daily transactions record is 271 K.  

Money transfer in a flash – new BLIK campaign

New BLIK’s advertising campaign was launched on July 5th. It emphasizes how fast are money transfers to a telephone number. The campaign encourages users to try this convenient solution which is an alternative to cash. BLIK transfer to a telephone number is available at six banks: Alior Bank, Bank Zachodni WBK, Bank Millennium, mBank, ING Bank Śląski and PKO Bank Polski. To make it, you do not need to know the recipient's bank account number, simply select or enter the phone number in the banking app and approve the transfer. The money will come on the recipient's account in a few seconds. A quick transfer is free and works between different banks 24 hours a day, including weekends and holidays. The clients of four of the listed banks - BZ WBK, Millennium, mBank and ING Bank Śląski - can benefit from additional facilitation, which is the identification of recipients who use BLIK transfers to a telephone number. These persons are marked in the bank app with the BLIK icon on the contact list. - There are many situations in which we want or need to transfer money quickly – pay back for shopping or gift, help relatives in need. We show these situations in our campaign because here’s when BLIK transfer to phone number can be useful. It is convenient, safe, and most importantly it works between various banks immediately - says Anna Nowacka, Marketing Director of Polish Payment Standard. YouTube link: http://bit.ly/BLIK_PRZELEW_NA_TELEFON_W_MIG_30 LP link: https://blikmobile.pl/lp/przelew-na-telefon-blik/

Clients of Bank Pekao S.A. can now use BLIK

Bank Pekao S.A. joined the group of 13 financial institutions in which you can pay with BLIK. Now bank customers can use BLIK while shopping online and in stores, as well as withdraw cash from ATMs. BLIK can be used by 96 percent of all mobile banking users in Poland. This is a crucial moment in the development of the system. The introduction of BLIK in Pekao S.A. will take place in two phases. Now clients of Bank Pekao S.A. can use it to pay online and offline, and withdraw money from ATMs. In the second stage, planned for the third quarter of 2018, clients will be able to make transfers to a telephone number based on Express Elixir system. What is more BLIK codes will be accepted at POS terminals of Bank Pekao S.A. This means that with BLIK you can now withdraw cash in 19,000 ATMs. In couple of months you will be able to pay in 290 000 POS. - Poles use BLIK more and more. We see it in a number of completed mobile transactions which is growing from quarter to quarter. Implementation of BLIK in Bank Pekao S.A. closes a certain era in its development. Now it is universal in mobile banking system in Poland. Almost all users of Polish mobile banking applications can use BLIK now - says Dariusz Mazurkiewicz, CEO of Polish Payment Standard, BLIK operator.  

Students and pupils pay less in Multikino with BLIK

BLIK has become a partner of Multikino’s newest promotion dedicated to pupils and students. From May, 17th they can buy a special M!Karta card that enables them to purchase discount tickets from Monday to Thursday. Additionally with buying tickets online and paying via BLIK, the M!Karta owners pay less also during weekends. Multikino is one of the biggest multiplex chains in Poland – 32 cinemas with 258 screens in total. From May, 17th pupils and students from all over the country can buy there M!Karta card. It is valid for a year and costs 14,90 PLN. From Monday to Friday card allows its owner to have a ticket for a 2D movie in Multikino for only 14,90 zlotys. Additionally, if you choose to pay with BLIK online on the www.multikino.pl, you will spend only 14,90 zlotys for every ticket - on weekdays and during the weekend. – BLIK is present in Multikino since 2015 and has already got a significant number of fans among cinema’s clients. The chain was in the forefront when it comes to implementing One Click BLIK – the scheme which enables users to pay with only one click. As M!Karta partner we can target a group of younger consumers who are fond of modern payments solutions such as BLIK. If they have not had the opportunity to try it yet, now they can see how fast and convenient it is – and enjoy cheaper tickets at the same time – comments Anna Nowacka, the Marketing Director at Polish Payment Standard (PSP).  

BLIK now available at Polish ePayment terminals 

– Greatly increasing BLIK’s availability at payment terminals  across Poland is necessary. This way our users can enjoy the same convenience in-store as they do when paying online and while using an ATM. Partnering with Polish Epayments is an important step towards realizing that goal. This means BLIK is available at tens of thousands of new card  terminals – says Dariusz Mazurkiewicz, President of Polish Payment Standard - BLIK’s owner. BLIK is a safe and convenient for of  electronic payment, and makes  everyday shopping very simple. When  shopping at a card terminal, enter your  6-digit code generated in your bank’s  mobile app and then confirm the  transaction on your phone. Your BLIK  code will be active for two minutes. BLIK  can be used online, in-store and also at ATMs. BLIK’s popularity is increasing  very quickly. BLIK has only been around  for three years - in 2015 we processed 2  million transactions, while in 2017 that  number was 33 million.  – We will introduce BLIK to 40,000 of our  customers this quarter, greatly  increasing BLIK’s availability. We are  ready to introduce the service right  away. BLIK will also be available to  entrepreneurs who run their business  online, as BLIK will simultaneously be  implemented on PayLane - a company  owned by the PeP capital group – comments ​Jarosław Mikos, President of  Polish ePayments. – In 2017 we made partnered with Polish  ePayments, which gave our business  clients preferential terms for using  moden PeP payment terminals. We  have now expanded our offering to  include accepting BLIK payments at  terminals. This is another example of an  initiative created in response to our  customers who value innovative,  convenient and secure solutions – says Maciej Surdyk, Vice President of the  Board of Alior Bank.