Your customers are obsessed with their smartphones – and now they are shopping and paying over there phones more than ever. Help make their lives easier! BLIK gives your customers the freedom of mobile payments.
BLIK offers more competitive rates compared to other payment methods. Use BLIK and increase your company’s sales.
Show your clients that you care about them – introduce them to the flexibility of BLIK. Add BLIK to your mobile app and give your clients the most simple and secure mobile payment solution.
You can use BLIK in-store, online, at ATMs and CDMs. You can even make P2P payments – all you need is a phone number. BLIK gives your customers access to a large and dynamic payment network.
We know you need the most effective payment method. That’s what BLIK is for. Your customers will be grateful for BLIK’s convenience and partnership with Poland’s banks – and you’ll love its low prices.
BLIK is available to business with Licensing from the National Paying Authority, issued by KNF.
BLIK eCommerce and mCommerce payments
The fastest, most convenient and secure payment method available. With BLIK, the user is in control every step of the way. It allows for recurring payments, and some online stores partnered with BLIK are “one click” enabled – no need to enter your BLIK code!
Paying with BLIK at POS terminals, cash register systems, vending and ticket machines
Thanks to our diverse range of partners, BLIK offers customers an extensive network of stores where they can pay using BLIK. Now everyone can pay with their smartphone.
ATM deposits/withdrawals at ATMs
BLIK customers can now use their phones to withdrawal and deposit cash at over 70% of ATMs in Poland.
Use your phone number to make transfers with BLIK
BLIK enables instant, interbank, transfers. All you need is your recipient’s phone number. No need to enter a 26-digit account number.
We work with Poland’s largest banks and acquirers.
12 Jun 2018
Bank Pekao S.A. joined the group of 13 financial institutions in which you can pay with BLIK. Now bank customers can use BLIK while shopping online and in stores, as well as withdraw cash from ATMs. BLIK can be used by 96 percent of all mobile banking users in Poland. This is a crucial moment in the development of the system.
The introduction of BLIK in Pekao S.A. will take place in two phases. Now clients of Bank Pekao S.A. can use it to pay online and offline, and withdraw money from ATMs. In the second stage, planned for the third quarter of 2018, clients will be able to make transfers to a telephone number based on Express Elixir system. What is more BLIK codes will be accepted at POS terminals of Bank Pekao S.A. This means that with BLIK you can now withdraw cash in 19,000 ATMs. In couple of months you will be able to pay in 290 000 POS.
– Poles use BLIK more and more. We see it in a number of completed mobile transactions which is growing from quarter to quarter. Implementation of BLIK in Bank Pekao S.A. closes a certain era in its development. Now it is universal in mobile banking system in Poland. Almost all users of Polish mobile banking applications can use BLIK now – says Dariusz Mazurkiewicz, CEO of Polish Payment Standard, BLIK operator.
21 May 2018
BLIK has become a partner of Multikino’s newest promotion dedicated to pupils and students. From May, 17th they can buy a special M!Karta card that enables them to purchase discount tickets from Monday to Thursday. Additionally with buying tickets online and paying via BLIK, the M!Karta owners pay less also during weekends.
Multikino is one of the biggest multiplex chains in Poland – 32 cinemas with 258 screens in total. From May, 17th pupils and students from all over the country can buy there M!Karta card. It is valid for a year and costs 14,90 PLN. From Monday to Friday card allows its owner to have a ticket for a 2D movie in Multikino for only 14,90 zlotys. Additionally, if you choose to pay with BLIK online on the www.multikino.pl, you will spend only 14,90 zlotys for every ticket – on weekdays and during the weekend.
– BLIK is present in Multikino since 2015 and has already got a significant number of fans among cinema’s clients. The chain was in the forefront when it comes to implementing One Click BLIK – the scheme which enables users to pay with only one click. As M!Karta partner we can target a group of younger consumers who are fond of modern payments solutions such as BLIK. If they have not had the opportunity to try it yet, now they can see how fast and convenient it is – and enjoy cheaper tickets at the same time – comments Anna Nowacka, the Marketing Director at Polish Payment Standard (PSP).
23 Apr 2018
– Greatly increasing BLIK’s availability at payment terminals across Poland is necessary. This way our users can enjoy the same convenience in-store as they do when paying online and while using an ATM. Partnering with Polish Epayments is an important step towards realizing that goal. This means BLIK is available at tens of thousands of new card terminals – says Dariusz Mazurkiewicz, President of Polish Payment Standard – BLIK’s owner.
BLIK is a safe and convenient for of electronic payment, and makes everyday shopping very simple. When shopping at a card terminal, enter your 6-digit code generated in your bank’s mobile app and then confirm the transaction on your phone. Your BLIK code will be active for two minutes. BLIK can be used online, in-store and also at ATMs. BLIK’s popularity is increasing very quickly. BLIK has only been around for three years – in 2015 we processed 2 million transactions, while in 2017 that number was 33 million.
– We will introduce BLIK to 40,000 of our customers this quarter, greatly increasing BLIK’s availability. We are ready to introduce the service right away. BLIK will also be available to entrepreneurs who run their business online, as BLIK will simultaneously be implemented on PayLane – a company owned by the PeP capital group – comments Jarosław Mikos, President of Polish ePayments.
– In 2017 we made partnered with Polish ePayments, which gave our business clients preferential terms for using moden PeP payment terminals. We have now expanded our offering to include accepting BLIK payments at terminals. This is another example of an initiative created in response to our customers who value innovative, convenient and secure solutions – says Maciej Surdyk, Vice President of the Board of Alior Bank.
22 Feb 2018
All customers of Żabka and Freshmarket stores can now use BLIK. Those who choose this payment method will receive a coupon which entitles to purchase selected products for PLN 1. The campaign “Pay with BLIK and receive voucher for chocolate bar or chips for PLN 1” will last until March 20th.
Żabka and Freshmarket are some of the largest Polish convenience chains – they have over 4900 shops throughout the country. Currently, together with Polish Payment Standard, they encourage customers to use modern, secure payment methods with no need to carry cash or cards with them.
To take part in the promotion, you just have to pay via BLIK for purchases in Żabka and Freshmarket stores. For every BLIK purchase, customers will receive special promotional coupon, which allows them to buy chips or chocolate bar for only PLN 1.
– Żabka and Freshmarket are some of the most popular stores in Poland which are located in both small and large cities. We want all their customers to have a possibility to pay BLIK and see how convenient and safe it is. This is a very important element in popularizing BLIK payment system – says Anna Nowacka, Director of Marketing in Polish Payment Standard.
15 Feb 2018
Since February 14th, Raiffeisen Polbank’s clients can use BLIK payments. Thus, they gained the ability to pay quickly and conveniently on the Internet, withdraw cash from ATMs and make non-cash payments in traditional stores.
– Next Bank is joining BLIK system which confirms the popularity of our payment method among mobile banking users. We are convinced that thanks to BLIK’s availability at Raiffeisen Polbank, we will see further increases in transactions number and more and more people will have the opportunity to check how fast, convenient and safe BLIK is – says Adam Kokoszkiewicz, Director of Sales and Business Development Department of the Polish Payment Standard, BLIK’s operator.
BLIK at Raiffeisen Polbank is available in “Mobilny Portfel” (“Mobile Wallet”) application, which can be downloaded from Google Play market for Android and App Store for iOS. The bank is planning to make more BLIK services available this year, such as OneClick, Pay-By-Link or P2P. In addition, the application will soon gain a completely new, very convenient interface and solutions, such as: payment for public transport tickets and parking lots, mobile authorization and a number of other functionalities that facilitate everyday life.
We have won many prestigious awards.
We won a Mobile Trend Award in 2015 in the “Company supporting the development of mobile technology” category for the implementation of the BLIK payment system.
The international Efma-Accenture Innovation Award 2015 in the “Best Innovation in Payments” category for the launch of BLIK.
The Silver Effie Award in 2017 in the “Finance” category for the “BLIK & it’s done” marketing campaign.
Polish Payment Standard won the eDukat 2018 for being “cashless world’s company of the year” during the 6th International Cashless Congress.
Polish Payment Standard won the award for “Mobile payment of the year 2017” at the Mobility Trends competition. BLIK won following an open internet vote.
We won third place in the “Debut of the year” category at the Ekomers competition in 2015, which recognizes products that contribute to the development of the Polish e-commerce sector.
BLIK won “Product of the Year” IT@BANK awards in 2015 organized by “BANK” magazine.
BLIK won an eDukat award 2016 and was recognized as a “technology that changed the non-cash payment market”. It was awarded at the 4th International Congress of Non-Cash Payments.
BLIK won in the Payment Solutions category in the competition organized during international FutureTech Congress 2017.
PPS is a project created and led by industry experts.
Our team is creating new payment methods that are revolutionizing mobile payments in Poland. Our team members have developed and implemented the most innovative cashless payments, mobile banking and electronic banking programs.
President of the Management Board
Vice President of the Management Board
Chairman of the Supervisory Board
Director of the Department of Basic Services and Non-Banking Products at mBank.
He has been the Director of the Department of Basic Services and Non-Banking Products in the retail group at mBank S.A., since April 2014. He is responsible for acquisition strategy, distribution and pricing policy in the field of current accounts, payment cards, payments and bancassurance.
He has held managerial roles in core business and insurances groups at mBank since 2008 He participated in key projects, including “New mBank” as a member of the operational management of the project responsible for business strategy, planning and implementation. He also created the mSaver regular saving program and developed the “direct” insurance platform at mBank.
He previously held sales and marketing positions at Centralwings airlines LOT Polish Airlines, amongst others.
He studied at the Faculty of Management at the University of Lodz and Universidad de Valencia in Spain.
Vice Chairman of the Supervisory Board
Director of the mobile and internet banking group at Bank Zachodni WBK.
Tomasz Niewiedział is a graduate of the University of Adam Mickiewicz in Poznań with degrees in Computer Science and History.
He began working at the Wielkopolski Bank Kredytowy in 1995 and later at Bank Zachodni WBK.
In 2004, he became the Director of the Application Development Department and later as the System Development Group Director, he was responsible for the development of banking systems.
Since 2013, he has been responsible for business and development of modern distribution channels, managing the Mobile and Internet Banking Group.
Secretary of the Supervisory Board
Director of the Daily Banking Agile Centre for the Retail Customer Division ING Bank Śląski S.A.
She has been responsible for accounts, payments, payment cards and mobile payments for individual customers at ING Bank Śląski since January, 21 2017. She is also responsible for managing partnerships with integrators and payment organizations.
From 2014-2016, she was the Director of the Next Generation of Banking Program. She was also responsible for the implementation of the new online and mobile banking system for retail clients.
In 2010 she was appointed Director of Retail Payments and Cards, later was the Director of Accounts, Cards and Payments. During this period, the bank implemented the first contactless card and the first contactless ATM in Poland and the possibility of making quick Express Elixir transfers.
Prior to this, Barbara Borgieł-Cury worked with deposit products and retail sales networks. In these roles she was responsible for streamlining of processes and efficiency strategy, amongst other things.
She represented ING Bank Śląski in Working Groups at the NBP and ZBP for payments and cards.
Since has worked at ING Bank Śląski S.A. since the beginning of her career.
Barbara Borgieł-Cury is a graduate of the Cracow Academy of Economics (currently the University of Economics).
Member of the Supervisory Board
Director of the Digital Banking Department at Alior Bank
Jerzy is responsible for the development of digital distribution channels at Alior Bank. He also oversees their integration with products offered to individual and institutional customers, as well as online channel sales.
He started his career at ING Bank Śląski S.A., before moving to Bank BPH S.A. and Pekao S.A.. At Pekao, he was responsible for electronic banking systems products, payment and transaction products, card programs, factoring, trade finance, leasing and credit products for the SME and corporates segment.
As a member of the bank’s operational management team, he participated in projects building new product offerings for electronic banking, technological transformations and acquisitions. He also has extensive experience with direct sales to institutional clients, including payment integrators.
Jerzy Zań holds an MBA from the Carlson School of Management (University of Minnesota). He is also a graduate of the Warsaw School of Economics.
Member of the Supervisory Board
Director of the Retail Customer Division of PKO Bank Polski.
He has worked at PKO Bank Polski since May 2010. He was initially the the Advisor to the President of the Bank’s Management Board. In 2011, he was appointed Director of the Retail Customer Division where he managed the product offerings within the retail banking area. He has worked in banking since 2000. He began work as an Investment Banker at Salomon Smith Barney in New York. In 2002, he joined the Boston office of The Boston Consulting Group focusing on consulting in the financial sector. From 2004-2010 he worked at Pekao SA, where he held various managerial positions in the Consumer Finance division.
He is a graduate of Finance at Montclair State University in New Jersey.
He is currently the vice chairman and member of the Supervisory Boards of: eService, PKO Życie Towarzystwo Ubezpieczeń SA and PKO Towarzystwo Ubezpieczeń SA.
Member of the Supervisory Board
Director of the Electronic Banking Department at Bank Millennium S.A.
She has been affiliated with Bank Millennium since 2002.
She began her career with Millennium in the Prestige Marketing Department, and in 2003 moved over to the Internet Banking division as a specialist.
In subsequent years, as part of the Electronic Banking Department, she was the Head of the Website Management Team (2006-2010).
From 2010, she’s headed up and been responsible for the creation, development, standards in the area of UX and UI.
Promoted in 2015, she began as the Head of the Sales Team for UX and UI in electronic channels.
A graduate of the University of Warsaw.
Find answers to frequently asked questions here.
Convenience, security and flexibility. You can easily, and securely pay in-store or withdrawal cash using just their smartphone. PPS’ system also allows users to generate checks, and users can instantly transfer money to customers or different banks. BLIK payments are secure – each transaction has a unique, six-digit code that can only be used for 2 minutes after it is generated. Users must also confirm each transaction (the amount and the recipient) in their bank’s mobile app.
The PPS system is open to new participants and was designed for banks, payment institutions and paying agents. All you have to do is sign the PPS’ participation and terms agreement.
PSP offers competitive rates relative to other cashless payment methods. We are confident that our offer will be a great competitive advantage for our clients.
PSP charges every bank the same rate However, each individual banks sets their own transaction fees.
Each of the banks is required to provide the same basic system functions, such as generating a code for POS, ATMs or online transactions. Bank’s are not required to offer BLIK’s P2P phone transfers or checks. The quantitative and amount limits for BLIK mobile transactions are also set individually by the banks.
Any bank can be a part of the BLIK network. Both, bank’s with an account at the Narodowy Bank Polski and those who don’t have one – as a, so-called, indirect participant of the BLIK system. If the bank doesn’t have an account with Narodowy Bank Polski, it should establish a partnership with another bank that has such an account and is a participant in the PPS system.
Each bank can become a participant in the BLIK system. Both the Narodowy Bank Polski account holders and those who don’t have one – as so-called indirect participant of the BLIK system. If the bank isn’t the Narodowy Bank Polski account holder, it should establish cooperation with another bank that has such an account and is a participant in the PPS system.
In order to offer your customers BLIK in-store, you’ll have to establish a partnership with one of the following paying agents that current works with BLIK first: Przelewy24, PayU, BlueMedia, DotPay, eCard, TPay, CashBill, FirstData, eService, PayTel and ITCard. If you’d like to process BLIK payments using your phone, just download one of the above paying agents’ app on your phone and follow its instructions.
If you’re a paying agent – yes but if you own a store, then you do not have to. Store owners only need to sign a contract with a paying agent, not with BLIK.
The list of banks partnered with BLIK can be found at ww.blikmobile.pl in the “Start paying with BLIK” tab.
BLIK OneClick payments can be made without entering a code when shopping in a previously saved store or when using a saved browser – in the latter case no changes in the store’s system are required. BLIK OneClick payments don’t require you to enter the BLIK code when shopping, making paying even easier.
When paying with OneClick online, the user selects the BLIK payment method, clicks “buy and pay”, and the bank’s mobile app automatically opens and presents the user with a new payment to be confirmed.
The BLIK OneClick payments are particularly convenient when shopping online, because the customer no longer has to switch between the online store and bank application screen.
BLIK is available to every bank. All they need to do is make the choice to connect to the BLIK network.
It’s up to you. Take a look at the various paying agents that we’re partnered with and choose the one that has the best offer for you.
BLIK is available in almost all online stores. You can see how to pay with BLIK in this video on our YouTube profile in the “How to pay with BLIK on the Internet” tab. We invite you to take a look at www.Blikmobile.pl, where in the “Check BLIK out” tab you can perform transactions with the “payment directly online” feature for 1 PLN extra, and the funds will support the Children’s University Foundation.